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Freephone: 020 7898 0541

Better-than-bank rates
on currency exchange

Get excellent foreign exchange rates with Smart Currency Exchange. Get a quote and see how much you can save!

Whether you are buying a property abroad, making regular payments, sending money overseas or back into the UK, you want the most cost-effective, safe and easy way to transfer your money.


That's where Smart Currency Exchange can help. As the one of the UK's fastest-growing currency exchange specialists, we save our clients thousands of pounds every day by offering better-than-bank exchange rates combined with excellent customer service.

Because our traders aren't influenced by commissions, you can be absolutely sure you're getting the best possible deal.


Please fill in your details to get a free currency exchange quote from Smart Currency Exchange. You can also give us a call on 020 7898 0541.


The benefits of using Smart Currency Exchange:


  • Highly competitive exchange rates

  • Cost-saving transfer options

  • No transfer fees* or commission charges

  • Quick and easy same-day transfers**

  • Safe and secure transactions

  • Free bespoke, currency expertise

  • Free rate monitoring and currency market updates

Three important ways Smart can help you:

1. Excellent rates and up-to-date market information

With Smart you don't have to rely on an unfavourable, fixed rate from your bank. Your Smart Currency Trader will call the trading floors directly to negotiate the most favourable exchange rate on your behalf.

We also ensure great exchange rates because, unlike other organisations such as banks who have enormous overheads, we keep our overheads low, meaning we do not try to make our costs up by charging you.

Because Smart specialises in making overseas payments, you can be confident of receiving the most relevant, up-to-date exchange information, designed to save you money and provide you with accurate information.

2. Reduce the risk of adverse currency fluctuations

You don't have to rush around and call currency specialists in a panic for the best rate on the date you need the money transferred. We will keep you updated on the rates and recommend the best time to make your transfer.

With Smart, you could save thousands of pounds and reduce the risk of adverse currency fluctuations by fixing a rate for your currency requirements up to twelve months in advance.

If you need the money to buy a house, for example, and the property costs £100,000, you can ensure the property stays at £100,000, rather than increasing to £105,000 next week or next month due to adverse changes in exchange rates.

3. Understand all the options available to you

We'll also help you understand all the options available to you and help you choose which is best suited to your particular needs, whether it's transferring a large sum of currency you need soon, ordering your currency for a later date at a fixed rate, or ordering your currency when it hits a rate you request.

What are the advantages of using Smart over my bank?

Smart Currency Exchange is one of the fastest-growing international payment specialists in the UK. While we operate in a similar way to banks, unlike banks we don't add extra costs which can be between 3% and 5%.

Once you've open a Smart Account, it's easy to make cost-effective, secure, international payments in three simple steps.

Read what customers of Smart Currency Exchange have to say:

Real-life case study

Smart customers Mr and Mrs Lee were due to transfer £325,000 in the middle of the month and knew they wanted to achieve a realistic rate of €1.20 to £1.

Two weeks prior to making the transfer, Smart made an urgent call to Mr and Mrs Lee to notify them the rate had hit €1.20 and suggested they reserve the money as soon as possible.

Acting on our call, Mr and Mrs Lee reserved the money at the rate they desired. On the day of the transfer, the rate was 2 cents lower, which equated to Smart saving the Lees a total of £4,500.


"All around good service – easy to use and prompt transfer of funds at a good exchange rate. Thank you"

R. Abbott, Swindon

"Smart Currency are helpful and efficient, I have found that they have the best rates available. They are easy to deal with and plain talking."

K. Brown, Hartlepool

Find out how much money you could save with Smart Currency Exchange. Get a free quote now

Get a free quote now




© Copyright 2017 Smart Currency Exchange. All Rights Reserved. Smart® is a registered trademark of Smart Currency Exchange Ltd. Smart Currency Exchange Ltd is authorised by the Financial Conduct Authority under the Payment Services Regulations 2009 (FRN 504509) for the provision of payment services. Registered in England No. 5282305.