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Foreign Currency Exchange

Call Free Phone Now: 0808 163 0102

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>The Service > Your Options >The Company >The Owners


The Service

The Currency Exchange & Transfer service that we've created aims to add as much value to your life as possible. Far too many companies fail to deliver an exceptional service and we've set out to change how the industry works. (Check out what our clients think of us on our Testimonials page)

When working with Smart Currency Exchange, you'll be able to:

  • Exchange and transfer money today at a rate far more competitive than the high street banks. While banks fix their rates in the morning, we have access to the currency trading floor, thus we can access a better deal.

  • Have the option to fix a rate of exchange for a purchase in the far future - this is helpful for staged payments, future deposits or simply moving money overseas at a future date. By fixing a rate, you can work within a solid budget rather than unnecessarily worrying about currency fluctuations. This provides peace-of-mind.

  • Apply online quickly so that your exchange and transfer business happens easily and without effort. You can do everything from the comfort of your own home!

  • Have on-going access to FREE helpful articles, reports, discoveries, interviews, exposed scams and much much more. The free resources cover all aspects of the overseas buying process (not just boring currency exchanges)!

  • Talk to a real person that works as hard as they can to ensure that your needs are met and possibly exceeded. (How many companies strive for outstanding customer service nowdays?)

And what about the Application process? It's as easy as 5 simple steps:

  1. Call a Smart representative on our free phone number: 0808 163 0102 to discuss your needs and request an application by post (or simply Apply online).

  2. Fill out the paper or online application and submit it to Smart

  3. Receive your account number

  4. Finalise your exact requirements and place an order

  5. Receive notification that the exchange and transfer has happened!

Your Options

1: Buy A Lump Sum of Currency Needed Now (or soon)
If you're buying a property overseas soon and need to make a lump sum payment such as a deposit or a full-payment, this is a good option to consider. These are called 'Spots,' and allow you to purchase and transfer money to your overseas bank or financial institution today (or within days).

2: Order Currency for a Later Date at a Fixed Rate
This option is fantastic for property buyers that have staged payments (or are paying for a new build in instalments) and want to ensure against an unexpected changes (in either direction) in the price of your currency. This is especially handy if you need to work to a budget. The price that you were quoted for your property on a particular day will certainly be different a few months (and even days) later. The last thing that you want to do is to pay £10,000 extra pounds because you didn't secure a rate! These contracts are called 'Forwards' as they allow you set a rate forward into the future.

3: Order Currency when it hits a Rate that you Designate
This option is called a 'Limit Order' and is for people that have no specific time restraints or requirements. It allows you to designate a rate that you're willing to wait for and when the currency hits your preferential amount, the currency is purchased for you. This allows you to save money and use fluctuations to your advantage

4: Safeguard Against Adverse Fluctuations
Finally, you also have the ability to put a spread between the rate you most want and a ceiling that you don't want the rate to go over. This allows you to have quite a bit of control over your currency.



The Company
Smart Currency Exchange started in order to bring a new service to an existing industry. Although currency exchange and transfers are nothing new - The Smart Service is!

Smart is the ONLY currency exchange service that focuses SOLELY on Overseas Property Purchases. We do NOT confuse our offering with every currency exchange option under the sun. We do this so that the entire team can help you specifically with your property needs.

Smart is the ONLY service that aims to help you with the BIG PICTURE! We focus on supplying as much valuable information so that your overseas purchase helps you to achieve your objectives - whether you want a dream home, to make a solid investment or perhaps a bit of both.

The Smart team also work hard to ensure that the registration process is easy, information is jargon-free and not complicated and the entire exchange and transfer process is hassle free and quick!

Furthermore, Smart is the ONLY currency company where the currency specialists (or dealers/traders) do NOT get paid on commission. This means that you do not have to worry that the person on the phone is making money from your transaction. If it's a bad day to buy currency today and you can wait...your specialist will tell you to do so!

Call us now to discuss your requirements our free phone number: 0808 163 0102 or apply online.


The Owners
About Charles Purdy
A dedicated, focused and genuine businessman, Charles has grown several small start-up businesses into significant and global organisations. He believes that the key to wide-spread achievement is for all employees, introducers, suppliers and other affiliated members to participate with skill, enthusiasm, optimism and in partnership with all other members. The "can do" and "let's work together so that we all can win,' attitude is vital.

As CFO of a start-up mining company, Charles helped grow the organisation to the number two player in its market segment. The Company innovated through the use of leading edge technology in a highly complex, competitive and high risk industry, in a region with significant political issues. Within 6 years the company made profits of $17m and had over 400 employees and was listed on one of the largest stock exchanges in the world.

When the Berlin Wall came down, Charles was part of a team that established a bureau de change chain (currency exchange industry) in the heart of Hungary and the Czech Republic. This business now operates worldwide and continues to grow and prosper.

For the last few years Charles has focused on helping smaller companies to achieve their goals. He offers focus, along with sound business and financial direction to enable individuals and businesses to achieve substantial success

About Kimberly Ann Brown
An enthusiastic, passionate and caring businesswoman, Kim Brown has worked with individuals and businesses worldwide to help them increase their wealth (or reduce any losses) while working to enjoy the process.

She has always believed that success in any field, whether it's investing in property or deciding to change one's lifestyle, is a learned skill available to each and every one of us and continually works to open doors for all those eager to reach out and achieve their dreams.

For the past several years, Kim has helped to managed several small to medium sized property-related businesses while adding immense value to the organisations clients, employee's, suppliers and anyone else involved in the process. She also creates property investment information products, is a public speaker in the property arenas, runs various property Internet businesses and writes for a range of publications. As if she wasn't busy enough, Kim is also an extremely active property investor and has been working to increase her portfolio over the past four years.

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Smart Currency Exchange is Regulated by Customs and Excise (MLR 12198457)
Company number: 5282305

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