About Smart Currency Exchange

Making overseas payments simple and secure

We are the trusted provider of secure, seamless currency transfers – specialising in high-value and property-related transactions with five-star customer service.

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How Smart Currency Exchange can help

Quick payments

Once we receive your funds, they’re exchanged and sent – often within hours.

Reduce currency risk

We have a range of expert tools to reduce the chances of exchange rates moving against you.

20+ years

Experience as currency experts, helping over 50,000 customers.

Authorised by the FCA

Secure, quick and efficient transfers.

Our Founder and CEO

Our founder, Charles Purdy, is a trained accountant but started his career in engineering – working on projects like the Typhoon jet for British Aerospace. Over the last three decades, Charles moved into the foreign exchange industry, working on various projects before establishing Smart Currency Exchange in 2004.

“We’re here to help, no matter your reason for transfer. Our goal is to make international payments simple, safe, and cost-effective for everyone.”

Charles Purdy, Founder & CEO

Here to support you

Dedicated to providing an expert, personalised service

At Smart Currency Exchange, we’ve helped thousands of individuals safely and securely transfer over £12 billion internationally. Whether you’re buying property, relocating, investing, or supporting loved ones abroad, our personal service, expert guidance, and reputation for trust and reliability set us apart.

We understand that every international payment carries financial risk – especially when exchange rates fluctuate by the second. That’s why we tailor our services to help you plan with confidence, protect your budget and transfer funds efficiently.

Why customer trust us

Authorised by the Financial Conduct Authority (FRN 504509) under the Payment Services Regulations
Rated “Excellent” on Trustpilot, with thousands of verified reviews
Staff are not paid on commissions – your interests always come first
Contact your account manager directly. No call centre queues or AI robots

Supporting you every step of the way

Transferring large sums of money abroad can be daunting. That’s why we:

Offer up‑to-date news & market updates
Provide a mobile app and client portal for managing your transfers on the go
Assign you a dedicated account manager to manage all of your transfers and answer any questions that arise

Testimonials

Join thousands of satisfied customers

Having been trusted by over 50,000 customers to safely transfer their money abroad, we’ve gathered thousands of real customer reviews. See what our customers have to say on independent reviews website, Trustpilot.

Rated Excellent for Currency Exchange & Money Transfers

“Excellent service, great exchange rate so close to market spot value. Very impressed will use again.”

Raymond Ings

Spot Transfer

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Rated Excellent for Currency Exchange & Money Transfers

“We have used Smart Currency twice and both times the funds went through fast and straight forward. Rates were competitive, the service was professional and the transfer system is easy to use.”

Mr Broughton

Spot Transfer

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