About Smart Currency Exchange

We have helped hundreds of thousands of people move over £10 billion between currencies. Find out more about who we are, what we do and what our valued customers say about us. Get in touch with us

Our Founder and CEO, Charles Purdy, began his career in engineering, helping to develop the Typhoon fighter jet for BAE Systems. He moved into the currency exchange business almost 30 years ago and is proud to have brought the highest levels of attention to detail and customer service to this ever developing industry. Charles is still the first into the office every day and often the last to leave.

Experts in currency exchange

Property is not the only string to Smart’s bow. We can assist with repatriating money back to the UK, managing pension or mortgage payments and making quick transfers for one-off purchases. Whatever your reasons for transferring funds overseas, Smart Currency Exchange is here to help. We do this for all the main countries where the British choose to go live, work or holiday, and quite a few where not many of us go either.

Over the years we have helped our clients with all their currency transfer needs. We’ve moved life savings to other countries. We have made thousands of people’s lives less stressful by managing their regular payments efficiently. We have guided people safely through the purchases of yachts, cars, homes and businesses. We cater for all transfers needs, big or small and understand the steps and risks associated with international payments.

Get in touch with our team

Speak to a currency expert today to see how we can help you with your money transfer needs. Our team are on hand to answer any questions you may have.

rated the #1 currency exchange provider

We are one of the top rated currency exchange providers in the UK on Trustpilot.


We offer transfers in over 35 currencies, to countries all over the world.


Over 18 years' expertise and a dedicated, expert team on hand to help you.

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Rated Excellent for Currency Exchange & Money Transfers

***** Trustpilot

I have used Smart for over 10 years. Transferring money to various countries, I have found their services very efficient, professional and reliable. I would not hesitate to recommend them.

Itrat Khan

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Dedicated to helping overseas property buyers

As currency experts specialising in overseas homes, we have helped thousands of people to secure a holiday home or new life abroad. We have transferred more than £10 billion safely and efficiently. Along the way we have gained a reputation as the most trustworthy and reliable exchange service. When you’re making the purchase of a lifetime, you want a company known for honesty and integrity.

At Smart we believe that buying a home abroad is one of the most exciting, rewarding and potentially profitable steps you can ever take as a family, or investor. Each day we are inspired by our clients who relocate or retire abroad. But we also know the risks that currency volatility can have on your home-buying budget and your income abroad – we want to help you to budget effectively and take those risks out of the way.

Smart’s long years of experience means we understand the processes involved in buying a home abroad. We have worked in the legal systems abroad (indeed we have partnerships with some of the best lawyers) and we’re used to working within the time frames of the property markets around the world. Most importantly, we understand the potential risks of buying abroad, and can help to mitigate those risks. We have helped our clients through every possible scenario and our aim today is to keep things simple, safe and cost effective. We aim to anticipate and help deal with potential problem before they arise, meaning that you can rest assured that your international payment will be made on time and efficiently.

With you every step of the way

Every service on the Smart Currency Exchange roster has been carefully crafted to help our clients. You want to stay informed, so we provide a wide range of news and currency updates. You want to manage your transfers when on the go, so we offer a mobile app and an online system. Yet you want the option of speaking to a friendly and informed expert on the best way to organise your transfers. You get all of that with Smart.

Currency transfers needn’t be a stressful business. We’re here to guide you through the process, and to keep you informed on all the news and developments that might affect you along the way.

Your security is our priority

Your funds and data are in safe hands with us. Smart Currency Exchange is authorised by the Financial Conduct Authority under the Payment Services Regulations 2017 (FRN 504509) for the provision of payment services. We are also rated ‘Excellent’ for currency exchange and money transfer on Trustpilot.

Our team

Our friendly, knowledgeable staff are not paid on commission, meaning they have your best interests at heart. There’s no rush to make a transfer – we are here to help you budget effectively, manage your currency risk and offer clear solutions.

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