Transfer money when retiring to live overseas
Reasons to transfer moneyPlanning to retire abroad or already enjoying life overseas? We make it easy to transfer your pension, savings or lump sums to your new home, helping you protect your money and avoid unnecessary costs along the way.
Why use a currency specialist when retiring overseas?
Simplify overseas living
We make it easy to receive pensions or move savings abroad as you settle into life in a new country.
Ongoing support
Get expert guidance from a dedicated account manager who works with you to understand your financial goals.
Protect your income
Lock in exchange rates for up to a year and avoid losing money when exchange rates fluctuate.
Here to support you
Plan your retirement transfers with expert guidance
Whether you’re receiving income from pensions, UK property, or savings, having a trusted expert help you manage those transfers into your new country of residence makes things simpler, secure and more cost effective.
Avoid losing income to exchange rate swings
Currency markets don’t retire. If you’re relying on regular income or ad hoc transfers to fund your retirement, even small rate movements can affect the amount you receive. Fixing your exchange rate or automating your transfers helps maintain consistency and peace of mind knowing exactly how much you will receive no matter where exchange rates fluctuate.
Why choose Smart Currency?
We’ve helped thousands of clients retire abroad with confidence, ensuring their money is transferred securely, efficiently and with full transparency. With 20 years of experience and five-star rated service, your finances are in safe hands.
Our team are available Monday to Friday, 8:30am to 6pm
Testimonials
What our customers say
We are rated ‘Excellent’ on Trustpilot for Currency Exchange and Money Transfer, having been trusted by over 50,000 customers to safely transfer their money abroad.
Rated Excellent for Currency Exchange & Money Transfers

“Needed this service to enable us to buy our retirement home in Spain. Was helped all the way through and never tried to persuade me into different things. All went well and the transaction was very smooth. Would definitely use the service again if needed.”
Stewart Gentle View all testimonialsRated Excellent for Currency Exchange & Money Transfers

“We recently bought a house in France. The currency exchange was organised by Danny. He always gave me a rapid, efficient and helpful service.”
Adam Booth View all testimonialsContact us today
Get in touch about your payments for overseas retirement
Let us know a little more about your upcoming currency exchange needs, and one of our UK-based currency experts will be in touch.
Secure, quick and efficient transfers. Authorised by the FCA.
Access a dedicated account manager
Secure, quick and efficient transfers. Authorised by the FCA.
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Stay Informed
Latest currency exchange articles and insights
Read the latest articles, insights and market updates from our expert team to stay informed and make confident decisions when arranging an international payment.


