Transfer money when retiring to live overseas

Reasons to transfer money

Planning to retire abroad or already enjoying life overseas? We make it easy to transfer your pension, savings or lump sums to your new home, helping you protect your money and avoid unnecessary costs along the way.

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Why use a currency specialist when retiring overseas?

Simplify overseas living

Simplify overseas living

We make it easy to receive pensions or move savings abroad as you settle into life in a new country.

Ongoing support

Ongoing support

Get expert guidance from a dedicated account manager who works with you to understand your financial goals.

Protect your income

Protect your income

Lock in exchange rates for up to a year and avoid losing money when exchange rates fluctuate.

Discuss your property purchase with one of our dedicated account managers. Take advantage of expert tools that your bank and other providers are unable to offer.

Here to support you

Plan your retirement transfers with expert guidance

Whether you’re receiving income from pensions, UK property, or savings, having a trusted expert help you manage those transfers into your new country of residence makes things simpler, secure and more cost effective.

Avoid losing income to exchange rate swings

Avoid losing income to exchange rate swings

Currency markets don’t retire. If you’re relying on regular income or ad hoc transfers to fund your retirement, even small rate movements can affect the amount you receive. Fixing your exchange rate or automating your transfers helps maintain consistency and peace of mind knowing exactly how much you will receive no matter where exchange rates fluctuate.

Why choose Smart Currency?

Why choose Smart Currency?

We’ve helped thousands of clients retire abroad with confidence, ensuring their money is transferred securely, efficiently and with full transparency. With 20 years of experience and five-star rated service, your finances are in safe hands.

Our team are available Monday to Friday, 8:30am to 6pm

Testimonials

What our customers say

We are rated ‘Excellent’ on Trustpilot for Currency Exchange and Money Transfer, having been trusted by over 50,000 customers to safely transfer their money abroad.

Rated Excellent for Currency Exchange & Money Transfers

***** Trustpilot

“Needed this service to enable us to buy our retirement home in Spain. Was helped all the way through and never tried to persuade me into different things. All went well and the transaction was very smooth. Would definitely use the service again if needed.”

Stewart Gentle

Retiring to Spain

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Rated Excellent for Currency Exchange & Money Transfers

***** Trustpilot

“We recently bought a house in France. The currency exchange was organised by Danny. He always gave me a rapid, efficient and helpful service.”

Adam Booth

Property Buyer

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Get in touch about your payments for overseas retirement

Let us know a little more about your upcoming currency exchange needs, and one of our UK-based currency experts will be in touch.

Secure and efficient transfers

Secure, quick and efficient transfers. Authorised by the FCA.

Dedicated account manager

Access a dedicated account manager

Secure and efficient transfers

Secure, quick and efficient transfers. Authorised by the FCA.

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Stay Informed

Latest currency exchange articles and insights

Read the latest articles, insights and market updates from our expert team to stay informed and make confident decisions when arranging an international payment.

Get a personalised plan for your international payments