Experts in Currency Exchange

Foreign exchange doesn’t have to be a hassle or a risk. Smart makes currency exchange simple. Whatever your reason for sending money overseas, we will help you to take control of your currency transfers.

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Rated Excellent for Currency Exchange & Money Transfers

***** Trustpilot

We found our experience with Smart Currency Exchange to be excellent. We found the company most professional and they delivered on everything they promised making our transaction feel totally seamless. I will be using again and would recommend 100%.

John Edwards

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Navigating the currency markets for the first time can be daunting. If you’re just used to grabbing a few euros at the airport, transferring a large sum to buy a property abroad may make you pause for thought.

And so it should: currencies fluctuate by the second, potentially changing the price of the home you have set your heart on. If you are moving abroad but receiving an income from the pound or other currency, your income could be changing by the minute. Sometimes, but rarely, these movements can be anticipated. Others, more than people realise, come completely out of the blue.

Having been in the money transfer business so many years, we’ve seen every possible problem and scenario first-hand. We know how the markets move and the factors that cause exchange rates to fluctuate. We’ve channelled our years of experience into every service we offer so that we can help you avoid risk and stress every time you transfer.

Products and services

Whether you need to make a payment today, or three months in the future – we can help. Large or small payments, we have a service that suits you. We work with our clients to help them put a strategy in place for all their transfers. Whether you need to secure the best rate possible for a rapid one-off payment, or you have a series of payments to plan for – Smart Currency Exchange can help.

Why use Smart Currency Exchange?

We can help you to minimise the risk of losing money. We’ve crafted our services to meet the needs of property buyers overseas, but then we tailor them to each individual.

We will help you to make the efficient transfers necessary to secure your property or purchase, to help you to budget and to ensure you minimise the risk. We work with our clients to provide the right service for their needs and time frames.

Number one on Trustpilot

Rated Excellent

Five star rating on Trustpilot

Currency exchange

35+ Currencies

Available for you to transfer

Currency expertise

18+ years

Experience as currency experts

Find out how we can help you

Let us know a little more about your upcoming currency exchange needs. We aim to take the uncertainty away by providing guidance on which services suit your individual requirements. You can then rest, assured your money is not at the mercy of the currency markets.

Protect against risk

Avoid losing money and protect against currencies moving against you.

Dedicated trader

Dedicated currency trader working with you to get the best value for your money.

Secure and efficient transfers

Secure, quick and efficient transfers. Authorised by the FCA.

Download our latest Quarterly Forecast for July to September 2023.

Markets are inherently volatile and it is impossible to predict the exact movements of currencies. Protecting your bottom line is vital. Having sound knowledge of leading bank predictions and how they fare, is a great place to start. Our brand-new Quarterly Forecast is a great tool add to your wider risk management strategy.

Latest news and articles

Our high-quality content is what makes us stand out in the money transfer marketplace. It’s one of the reasons our clients trust us, and why we’re rated “Excellent” on Trustpilot.

Currency when you retire abroad

Retirement abroad should be an exciting adventure, but it can carry risks too, especially to your finances. Here is what you need to know about currency when you retire abroad.

There is little doubt that money matters more when you retire. With no chance to earn it back if you lose it, while being on a fixed income for an unknowable length of time, staying in control and careful with your money in retirement will be essential to most retirees’ peace of mind.

Free information

The key to successful transfers comes from being well-informed. That is why we prioritise knowledge and expertise, keeping our clients up to date on the matters likely to affect currencies. We provide access to live rates on our website, our app and via daily emails, so you can monitor how the markets are moving (and act) wherever you are.

We have a team of expert writers who provide regular updates on political, economic and cultural news that might affect your plans. We produce a number of free guides that walk you through every aspect of a property purchase or international transfer.

Property Guides
Your Overseas Home

Unless you take steps to protect yourself, you’ll never know what rate you will trade at until the time comes to transfer. You could be lucky and have these fluctuations work in your favour. Or, the rates might change by as little as one percent and that dream property could instantly shoot thousands of pounds out of budget.

Smart Currency Exchange is here to help you take control and to manage every transfer sensibly and successfully. We’ve been in operation for more than a decade. In that time we’ve helped people to transfer more than £10 billion around the world.

We are experts in helping people to buy property. We’ve also guided people through emigrating, investments abroad and bringing funds back to the UK from overseas.

We’re proud to have been consistently voted the number one service for money transfer and currency exchange by the thousands of our users on Trustpilot.

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