Refer a friend or business and get rewarded
If you know someone who needs to make an international transfer, let them know about us! We have an expert team on hand to help you transfer money quickly, easily and securely no matter the amount.
£50 per person referred
£200 per business referred
Make a referral in 3 simple steps
Refer a friend
Fill in our short form with the details of your friend or business and we’ll invite them to use our services.
We help them
We’ll reach out to understand how we can help with their upcoming currency transfers.
Receive your reward
Once we confirm their first transfer, we’ll reward you with £50 per person or £200 charity donation per business referred.
Referral scheme FAQs
Who can I refer?
You can refer anyone who regularly sends money overseas – whether it’s for personal or professional reasons. This might include:
- A family member navigating the complexities of buying a property in France or Portugal
- A friend managing monthly pension payments or utility bills abroad
- A colleague supporting a student studying at a UK university from overseas
- A neighbour struggling with manual transfers or high bank fees
If they’ve mentioned sending or receiving money internationally, there’s a good chance we can help by saving them time, reducing stress, and protecting them from currency fluctuations.
You’ll be helping them and we’ll thank you with a referral reward. Word of mouth is a big part of how our clients find us so your recommendation really matters.
Can I refer my own business?
Yes, you can refer your own company.
If you’re a business owner and open a corporate account with Smart Currency, you’ll receive a £200 charitable donation once your business makes its first trade with us.
To do this:
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Use the same personal email you registered with Smart.
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Add your business email in the ‘Details of your referral’ field when submitting the form.
It’s a simple way to support your business’s currency needs – and a good cause too.
Are my referrals in safe hands?
Absolutely.
Smart Currency Exchange has over 20 years of experience and we’ve helped over 50,000 individuals and businesses transfer over £12 billion worldwide.
We are:
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Authorised by the Financial Conduct Authority (FRN 504509) under the Payment Services Regulations
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Rated ‘Excellent’ on Trustpilot for Currency Exchange and Money Transfers
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Backed by a team of experts – ready to answer your questions
You can refer with confidence, knowing your friends, colleagues, or clients will receive the same trusted service you do.
What currency services do you offer?
Whether your referrals are sending a one-off payment or need ongoing support, Smart offers flexible solutions:
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Spot Contracts
Fast, cost-effective international payments – ideal for urgent or one-off transfers, such as property deposits. -
Forward Contracts
Lock in today’s exchange rate for a future date – perfect for budgeting large or long-term overseas payments and avoiding rate changes. -
Regular Payment Plans
Automate repeat transfers (e.g. mortgages, pensions, bills) with ease, while maintaining control and stability over exchange rates.
We tailor each solution to the client’s goals, so they can transfer confidently and conveniently. No matter their reason for transferring money overseas, we have a solution to help.
What are the referral scheme rewards?
When you refer an individual:
You’ll receive £50 account credit once your referral makes a transfer of £3,000 or more.
When you refer a business:
We’ll donate £200 to a registered charity once the referred business completes their first transfer with us.
We’ll notify you as soon as the reward is triggered – it’s our way of saying thank you for sharing our service.