Online Payments - Transfer money anytime, anywhere
ServicesUse our Online Portal for both large payments and small, one-off purchases or a series of regular payments. Your account at your fingertips 24/7.
Key benefits of Online Payments
Make payments anytime, anywhere
Access your Smart Currency account 24/7 from any device – ideal for staying in control while travelling or managing commitments abroad.
Fast, flexible and convenient
Make one-off or regular payments without needing to call. Send money quickly and securely, with extended trading hours from 8am to 6pm.
Tailored to your lifestyle
Whether you’re paying a mortgage, funding a renovation or supporting family overseas, you can adjust payment dates, amounts and frequency instantly.
Secure, expert-backed transfers
Enjoy the flexibility of online transfers with the reassurance of FCA-authorised protection and expert traders on hand when you need guidance.
Smart Currency Exchange provides its client with the option to manage their international payments online as well as verbally over the telephone.
Real life scenario
How Online Payments can help
Managing life across borders can be challenging – but with Smart Currency Exchange’s online portal, it’s simple to stay in control wherever you are.
Manage finances abroad
After moving to Portugal, Michael still had UK-based expenses like pension payments and rental income to handle each month.
Always on the move
As a busy freelancer travelling between cities, he couldn’t always find time to speak with a trader during UK working hours.
Payments made simple
With Smart’s online portal, Michael scheduled transfers, adjusted amounts, and locked in rates – all on the move.
Total control, zero stress
No time zone worries, no delays. Whether in a café or on a train, Michael could manage his finances quickly and securely.
Our team are available Monday to Friday, 8:30am to 6pm
Testimonials
Join thousands of satisfied customers
Having been trusted by over 50,000 customers to safely transfer their money abroad, we’ve gathered thousands of real customer reviews. See what our customers have to say on independent reviews website, Trustpilot.
Rated Excellent for Currency Exchange & Money Transfers
“Smart have a really modern, easy to use online system, backed up by a knowledgeable, helpful and all round nice guy (Account Manager).”
Derek View all testimonialsRated Excellent for Currency Exchange & Money Transfers
“Great communication, friendly on the phone, emails were clear, in the early stages everything was explained very well, with patience … I now use the online facility to transfer monies, and it works very well.”
Jane Spencer View all testimonialsGet started
Contact us about your Online Payments
Let us know a little more about your upcoming currency exchange needs, and one of our UK-based currency experts will be in touch.
Secure, quick and efficient transfers. Authorised by the FCA.
Access a dedicated account manager
Secure, quick and efficient transfers. Authorised by the FCA.
We handle your data with care and only ever as outlined in our Privacy Policy.
Stay Informed
Latest currency exchange articles and insights
Read the latest articles, insights and market updates from our expert team to stay informed and make confident decisions when arranging an international payment.
Live Exchange Rates
Check and keep track of currency movements, view charts and learn what affects exchange rates.
Expert insights and articles
Explore our latest articles to stay informed and make smarter financial decisions. Written by currency experts.
Essential guides
Free guides, written by experts, covering key aspects of international transfers and overseas property.
Online Payments FAQs
How do I make an international payment online?
Once your account is set up, simply log in to the Smart Currency Exchange online portal from your computer or mobile device. You can choose the currency, enter the amount, confirm the exchange rate, and complete the payment securely in just a few steps.
Can I make payments outside of office hours?
Yes – with extended trading hours from 8am to 6pm and 24/7 access to your account, you can manage your payments whenever it suits you, even on weekends or while abroad.
What types of payments can I manage online?
You can make one-off payments, set up Regular Payment Plans, or manage transfers tied to Spot or Forward Contracts. Whether it’s a mortgage, tuition, or family support, your payments can be set up, edited or tracked entirely online.
Is the online platform secure?
Absolutely. Our platform uses industry-standard encryption and security protocols. Payments are made via safeguarded client accounts, and we’re authorised by the FCA for your complete peace of mind.
Do I still have access to a trader?
Yes. You can manage everything online, but if you ever want advice or support, your dedicated trader is just a phone call away. It’s the best of both worlds: independence when you want it, expert help when you need it.
Continue reading
You may also be interested in…
Regular Payment Plans
Make regular payments hassle-free. Our Regular Payment Plans automate transfers, saving you time.
Immediate payments
Make a single currency transfer at today’s exchange rate. Payment is usually settled the next day.
Forward Contracts
Lock in today’s exchange rate for up to 12 months to avoid the risk of losing money due to exchange rate fluctuations.
